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feat(wallet): DIP-15 compact xpub, accountReference MAC and asset-lock seams for DashPay - #7763

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PastaPastaPasta:feat/platform-wallet-fingerprint-account-ref-mac

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feat(wallet): DIP-15 compact xpub, accountReference MAC and asset-lock seams for DashPay#7763
PastaPastaPasta wants to merge 2 commits into
dashpay:developfrom
PastaPastaPasta:feat/platform-wallet-fingerprint-account-ref-mac

Commits on Oct 14, 2026
- feat(wallet): DIP-15 compact xpub fingerprint and accountReference MAC seams
  
  PastaPastaPasta
  and
  claude
  committed
  f452266
- feat(wallet): asset-lock creation and broadcast-error seams for DashPay
  
  PastaPastaPasta
  and
  claude
  committed
  4c2b4e0