GitHub - NaveenMSE/Credit-Risk-Modelling: The most important function of a bank is to accept deposits and provide loans using it. Bank attracts Credit risk by lending loans to its customers where Credit Risk is the probability of the counterparty defaulting on its loan. So it a pivotal function of a bank to seggregate the customers into good and bad credit applicants. So here, with the past year data, we'll classify the credit applicants using the ML algorithms.

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The most important function of a bank is to accept deposits and provide loans using it. Bank attracts Credit risk by lending loans to its customers where Credit Risk is the probability of the counterparty defaulting on its loan. So it a pivotal function of a bank to seggregate the customers into good and bad credit applicants. So here, with the …