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&Low $\theta$&High $\theta$& Total\\
\hline
All & 42.12& 47.08& 44.04\\
& (1.189)& (1.525)& (0.943)\\
[1em]
Basic & 13.31& 13.65& 13.44\\
& (0.430)& (0.571)& (0.344)\\
[1em]
Rec. & 15.42& 16.73& 15.93\\
& (0.748)& (0.898)& (0.575)\\
[1em]
Educ. & 1.763& 1.965& 1.841\\
& (0.131)& (0.179)& (0.106)\\
[1em]
Travel & 4.850& 5.386& 5.058\\
& (0.279)& (0.336)& (0.215)\\
[1em]
Both All 5 yr. $\Delta$ & 7.624& 14.31& 10.22\\
& (1.396)& (1.820)& (1.117)\\
[1em]
Both Care 5 yr. $\Delta$ & 5.218& 5.873& 5.472\\
& (0.474)& (0.666)& (0.388)\\
[1em]
Both Rec 5 yr. $\Delta$ & 1.288& 3.435& 2.121\\
& (0.934)& (1.153)& (0.727)\\
[1em]
Both Educ 5 yr. $\Delta$ & 0.247& 0.0187& 0.158\\
& (0.206)& (0.323)& (0.177)\\
[1em]
Both Travel 5 yr. $\Delta$ & 0.109& 0.699& 0.338\\
& (0.401)& (0.538)& (0.322)\\
[1em]
Age(Youngest) Kid & 2.634& 2.755& 2.681\\
& (0.109)& (0.129)& (0.0835)\\
[1em]
In School & 0.598& 0.613& 0.604\\
& (0.0280)& (0.0355)& (0.0220)\\
[1em]
Risk Tolerance & 0.199& 2.268& 1.001\\
& (0.00690)& (0.188)& (0.0853)\\
[1em]
Male & 0.542& 0.451& 0.507\\
& (0.0284)& (0.0363)& (0.0224)\\
[1em]
Wife in LF & 0.734& 0.737& 0.735\\
& (0.0259)& (0.0332)& (0.0204)\\
[1em]
Total Income / \$100k & 0.676& 0.604& 0.648\\
& (0.0241)& (0.0229)& (0.0173)\\
[1em]
Dad Col. Grad & 0.442& 0.345& 0.405\\
& (0.0283)& (0.0347)& (0.0220)\\
[1em]
Dad HS Grad & 0.922& 0.916& 0.920\\
& (0.0153)& (0.0202)& (0.0122)\\
[1em]
Mom Col. Grad & 0.374& 0.310& 0.349\\
& (0.0276)& (0.0337)& (0.0214)\\
[1em]
Mom HS Grad & 0.901& 0.868& 0.888\\
& (0.0170)& (0.0247)& (0.0141)\\
[1em]
Non-White & 0.113& 0.0967& 0.107\\
& (0.0181)& (0.0216)& (0.0139)\\
[1em]
Child Age (Months) & 48.40& 47.97& 48.23\\
& (1.495)& (1.944)& (1.184)\\
\hline
Observations & 308 & 189 & 497 \\