V-16 · Spending digital dollars at a store (consumer side)

[ericmt-98]

Wave 6 · Market & User Validation (batch 2, V-16…V-25) — first-person, privacy-first, delivery by PR. Continues V-1…V-15.

Validates: Claim 6 — retail demand · Vertical: B (Retail)

Context

Our cash-out research (V-1…V-15) showed people want to turn digital value into cash. The next question is whether they'd also want to spend it directly at a store, paying "in dollars" from a wallet while the shop receives pesos — without thinking about any blockchain.

Share your own experience (privacy-first)

1. In your country/region, when you pay at a small shop, market stall, or restaurant, what do you normally use today — cash, a card, a wallet app (which kind), or a mix?
2. Have you ever wanted to pay a local merchant directly from a crypto/stablecoin balance? What stopped you (or what happened)?
3. If your wallet showed a single "dollars" balance and you could pay a local shop with it — and the shop got pesos — would that feel useful, confusing, or risky? Why?
4. What would you need to see on screen at the moment of paying to trust it went through?
5. What would make you choose this over your current payment method? What would make you avoid it?

Delivery

Open a PR adding a ### V-16 section to docs/VALIDATION_DRIPS.md with your first-person answer. One assignee per issue.

⚠️ Privacy-first

No real names, phone numbers, addresses, wallet addresses, private keys, documents, receipts, transaction hashes, or financial details. We do not ask for any amounts of money — not even ranges. A fee percentage is fine. Share only a general country/region and your own anonymized experience. Responses in English or Spanish.

[Emelie-Dev]

@Emelie-Dev has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

Hi, I would love to work on this issue.

ℹ️ Repo Maintainers: To accept this application, review their application or assign @Emelie-Dev to this issue.

[drips-wave]

Congratulations, @Emelie-Dev! 🎉 Your application was accepted by the repo's maintainers, and the issue is due on June 30, 2026.

🧑‍💻 @Emelie-Dev: Please resolve the issue such that the repo's maintainers have enough time to review your contribution before the due date. You'll earn Points for completing the issue on-time, which will make you eligible for a share of the Stellar Wave Program's reward pool.

Warning

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🌊 Happy Wave 🌊

[drips-wave]

This issue has been marked as completed by a Drips Wave moderator for @Emelie-Dev as part of the Stellar Wave Program's 6th Wave 🥳

Moderator's reason: [Auto-assessed] The contributor provided the required validation research for V-16. The maintainer confirmed that the content was manually integrated into the main branch and credited the contributor, despite closing the PR due to merge conflicts and unrelated file changes.

😎 @Emelie-Dev: You earned 400 Points for completing this issue! After the current Wave ends, you'll be eligible for a percentage of the Wave's reward pool based on the percentage of total points you've earned. Learn more here.

🧑‍💻 Repo maintainers: How'd the contributor do? Leave a review to share your experience working with them.

ℹ️ Note: This issue was marked complete via moderation. Points were issued even though the GitHub issue remains open.