diff --git a/apps/api/src/lib/persistence.ts b/apps/api/src/lib/persistence.ts
index f50a0ca..fe8d2f0 100644
--- a/apps/api/src/lib/persistence.ts
+++ b/apps/api/src/lib/persistence.ts
@@ -5,6 +5,7 @@ import type {
   ProviderExecutionMetadata,
   PaymentSource,
   QueryMode,
+  SettlementDigest,
   UsageEvent
 } from "@query402/shared";
 import { config } from "./config.js";
@@ -129,6 +130,10 @@ export async function getAnalyticsSummary(
   return getStorageRepository().getAnalyticsSummary(options);
 }
 
+export async function getSettlementDigest(): Promise<SettlementDigest> {
+  return getStorageRepository().getSettlementDigest();
+}
+
 export async function persistPaidRequest(input: PersistPaidRequestInput): Promise<void> {
   const payment = buildPaymentAttempt(input);
   const usage = buildUsageEvent(input, {
diff --git a/apps/api/src/lib/storage/memory.ts b/apps/api/src/lib/storage/memory.ts
index 23f2e46..b3c0a75 100644
--- a/apps/api/src/lib/storage/memory.ts
+++ b/apps/api/src/lib/storage/memory.ts
@@ -1,4 +1,9 @@
-import type { AnalyticsSummary, PaymentAttempt, UsageEvent } from "@query402/shared";
+import type {
+  AnalyticsSummary,
+  PaymentAttempt,
+  SettlementDigest,
+  UsageEvent
+} from "@query402/shared";
 import { MAX_PAYMENT_ATTEMPTS, MAX_USAGE_EVENTS } from "./constants.js";
 import { buildAnalyticsSummary } from "./serialization.js";
 import type {
@@ -15,6 +20,42 @@ function trimNewest<T>(items: T[], max: number): T[] {
   return items.slice(0, max);
 }
 
+function buildSettlementDigest(payments: PaymentAttempt[]): SettlementDigest {
+  const settledPayments = payments.filter((payment) => payment.status === "settled");
+  const settledAmountByAssetNetwork = settledPayments.reduce<Record<string, number>>(
+    (acc, payment) => {
+      const key =
+        payment.asset && payment.network ? `${payment.asset}:${payment.network}` : payment.network;
+      acc[key] = (acc[key] ?? 0) + payment.amountUsd;
+      return acc;
+    },
+    {}
+  );
+
+  const withPaymentEvidence = settledPayments.filter((payment) => {
+    return Boolean(payment.transactionHash || payment.facilitatorResult || payment.evidenceKind);
+  }).length;
+
+  const latestPaymentTimestamp = settledPayments.reduce<string | null>((latest, payment) => {
+    if (!latest || payment.createdAt > latest) {
+      return payment.createdAt;
+    }
+    return latest;
+  }, null);
+
+  return {
+    totalPaidRuns: settledPayments.length,
+    totalSettledAmountUsd: Number(
+      settledPayments.reduce((sum, payment) => sum + payment.amountUsd, 0).toFixed(6)
+    ),
+    settledAmountByAssetNetwork,
+    withPaymentEvidence,
+    missingPaymentEvidence: settledPayments.length - withPaymentEvidence,
+    latestPaymentTimestamp,
+    generatedAt: new Date().toISOString()
+  };
+}
+
 export class InMemoryStorageRepository implements StorageRepository {
   private usage: UsageEvent[] = [];
   private payments: PaymentAttempt[] = [];
@@ -82,6 +123,10 @@ export class InMemoryStorageRepository implements StorageRepository {
     return buildAnalyticsSummary(this.usage, this.payments, options);
   }
 
+  async getSettlementDigest(): Promise<SettlementDigest> {
+    return buildSettlementDigest(this.payments);
+  }
+
   private purgeExpiredIdempotency(key: string): void {
     const record = this.idempotency.get(key);
     if (!record) {
diff --git a/apps/api/src/lib/storage/serialization.ts b/apps/api/src/lib/storage/serialization.ts
index 50b21fe..5c6f9dd 100644
--- a/apps/api/src/lib/storage/serialization.ts
+++ b/apps/api/src/lib/storage/serialization.ts
@@ -112,15 +112,6 @@ export function buildAnalyticsSummary(
     emptyExecutionSummary()
   );
 
-  const totalDemoQueries = usage.filter((e) => e.paymentStatus === "demo-paid").length;
-  const totalSettledPayments = usage.filter((e) => e.paymentStatus === "settled").length;
-
-  const spendByPaymentSource = payments.reduce<Record<string, number>>((acc, p) => {
-    const source = p.paymentSource ?? "unknown";
-    acc[source] = Number(((acc[source] ?? 0) + p.amountUsd).toFixed(6));
-    return acc;
-  }, {});
-
   const recentUsageLimit = options?.recentUsageLimit ?? DEFAULT_RECENT_LIMIT;
   const recentPaymentLimit = options?.recentPaymentLimit ?? DEFAULT_RECENT_LIMIT;
 
@@ -134,15 +125,6 @@ export function buildAnalyticsSummary(
     settledSpendByCategory,
     demoSpendByCategory,
     executionSummary,
-    totalDemoQueries,
-    totalSettledPayments,
-    spendByPaymentSource,
-    recentDemoActivity: payments
-      .filter((p) => p.status === "demo-paid")
-      .slice(0, recentPaymentLimit),
-    recentSettledPayments: payments
-      .filter((p) => p.status === "settled")
-      .slice(0, recentPaymentLimit),
     recentTransactions: payments.slice(0, recentPaymentLimit),
     recentUsage: usage.slice(0, recentUsageLimit)
   };
@@ -235,9 +217,7 @@ export function rowToUsageEvent(row: Record<string, unknown>): UsageEvent {
       : undefined,
     sponsorPublicKey: row.sponsor_public_key ? String(row.sponsor_public_key) : undefined,
     priceOutlier: priceOutlier || undefined,
-    priceOutlierReason: row.price_outlier_reason
-      ? String(row.price_outlier_reason)
-      : undefined
+    priceOutlierReason: row.price_outlier_reason ? String(row.price_outlier_reason) : undefined
   };
 }
 
diff --git a/apps/api/src/lib/storage/sqlite/repository.ts b/apps/api/src/lib/storage/sqlite/repository.ts
index 076dafe..e183cb6 100644
--- a/apps/api/src/lib/storage/sqlite/repository.ts
+++ b/apps/api/src/lib/storage/sqlite/repository.ts
@@ -1,5 +1,10 @@
 import type Database from "better-sqlite3";
-import type { AnalyticsSummary, PaymentAttempt, UsageEvent } from "@query402/shared";
+import type {
+  AnalyticsSummary,
+  PaymentAttempt,
+  SettlementDigest,
+  UsageEvent
+} from "@query402/shared";
 import { DEFAULT_RECENT_LIMIT, MAX_PAYMENT_ATTEMPTS, MAX_USAGE_EVENTS } from "../constants.js";
 import {
   buildAnalyticsSummary,
@@ -75,6 +80,42 @@ function trimPaymentAttempts(database: Database.Database): void {
   `);
 }
 
+function buildSettlementDigest(payments: PaymentAttempt[]): SettlementDigest {
+  const settledPayments = payments.filter((payment) => payment.status === "settled");
+  const settledAmountByAssetNetwork = settledPayments.reduce<Record<string, number>>(
+    (acc, payment) => {
+      const key =
+        payment.asset && payment.network ? `${payment.asset}:${payment.network}` : payment.network;
+      acc[key] = (acc[key] ?? 0) + payment.amountUsd;
+      return acc;
+    },
+    {}
+  );
+
+  const withPaymentEvidence = settledPayments.filter((payment) => {
+    return Boolean(payment.transactionHash || payment.facilitatorResult || payment.evidenceKind);
+  }).length;
+
+  const latestPaymentTimestamp = settledPayments.reduce<string | null>((latest, payment) => {
+    if (!latest || payment.createdAt > latest) {
+      return payment.createdAt;
+    }
+    return latest;
+  }, null);
+
+  return {
+    totalPaidRuns: settledPayments.length,
+    totalSettledAmountUsd: Number(
+      settledPayments.reduce((sum, payment) => sum + payment.amountUsd, 0).toFixed(6)
+    ),
+    settledAmountByAssetNetwork,
+    withPaymentEvidence,
+    missingPaymentEvidence: settledPayments.length - withPaymentEvidence,
+    latestPaymentTimestamp,
+    generatedAt: new Date().toISOString()
+  };
+}
+
 function defer<T>(operation: () => T): Promise<T> {
   return new Promise((resolve, reject) => {
     setImmediate(() => {
@@ -212,6 +253,17 @@ export class SqliteStorageRepository implements StorageRepository {
     });
   }
 
+  async getSettlementDigest(): Promise<SettlementDigest> {
+    return defer(() => {
+      const database = getAnalyticsDb(this.dbPath);
+      const paymentRows = database
+        .prepare(`SELECT * FROM payment_attempts ORDER BY created_at DESC`)
+        .all() as Record<string, unknown>[];
+
+      return buildSettlementDigest(paymentRows.map(rowToPaymentAttempt));
+    });
+  }
+
   async acquireIdempotencyLock(
     key: string,
     requestHash: string,
diff --git a/apps/api/src/lib/storage/types.ts b/apps/api/src/lib/storage/types.ts
index 75d3b38..4f0e897 100644
--- a/apps/api/src/lib/storage/types.ts
+++ b/apps/api/src/lib/storage/types.ts
@@ -1,4 +1,9 @@
-import type { AnalyticsSummary, PaymentAttempt, UsageEvent } from "@query402/shared";
+import type {
+  AnalyticsSummary,
+  PaymentAttempt,
+  UsageEvent,
+  SettlementDigest
+} from "@query402/shared";
 
 export interface PaginationOptions {
   limit?: number;
@@ -39,6 +44,7 @@ export interface StorageRepository {
   getUsageEvents(options?: PaginationOptions): Promise<UsageEvent[]>;
   getPaymentAttempts(options?: PaginationOptions): Promise<PaymentAttempt[]>;
   getAnalyticsSummary(options?: AnalyticsQueryOptions): Promise<AnalyticsSummary>;
+  getSettlementDigest(): Promise<SettlementDigest>;
 
   acquireIdempotencyLock(
     key: string,
diff --git a/apps/api/src/routes/public.test.ts b/apps/api/src/routes/public.test.ts
index 0aea27c..584c908 100644
--- a/apps/api/src/routes/public.test.ts
+++ b/apps/api/src/routes/public.test.ts
@@ -2,7 +2,8 @@ import express from "express";
 import request from "supertest";
 import { providerCapabilitySchema } from "@query402/shared";
 import { afterEach, beforeEach, describe, expect, it, vi } from "vitest";
-import { buildPaidQueryFixture, buildTestUsageEvent } from "../test/storage-test-helpers.js";
+import { persistPaymentAndUsage } from "../lib/persistence.js";
+import { buildTestPaymentAttempt, buildTestUsageEvent } from "../test/storage-test-helpers.js";
 import { applyApiTestEnv, resetApiTestStorage } from "../test/api-test-helpers.js";
 
 describe("public routes", () => {
@@ -203,102 +204,65 @@ describe("public routes", () => {
     expect(catalogResponse.body.byCategory.scrape.length).toBeGreaterThan(0);
   });
 
-  describe("paid query fixture", () => {
-    it("analytics reflects settled paid query from fixture", async () => {
-      const { persistPaymentAndUsage } = await import("../lib/persistence.js");
-      await persistPaymentAndUsage(buildPaidQueryFixture());
-
-      const app = await createPublicApp();
-      const analyticsResponse = await request(app).get("/api/analytics");
-
-      expect(analyticsResponse.status).toBe(200);
-      expect(analyticsResponse.body).toMatchObject({
-        totalQueries: 1,
-        totalSpendUsd: 0.01,
-        settledSpendUsd: 0.01,
-        demoSpendUsd: 0,
-        spendByCategory: { search: 0.01, news: 0, scrape: 0 },
-        executionSummary: {
-          totalExecutions: 1,
-          liveExecutions: 1,
-          fallbackExecutions: 0
-        }
-      });
-    });
-
-    it("analytics recentUsage and recentTransactions carry fixture evidence fields", async () => {
-      const { persistPaymentAndUsage } = await import("../lib/persistence.js");
-      await persistPaymentAndUsage(buildPaidQueryFixture());
-
-      const app = await createPublicApp();
-      const analyticsResponse = await request(app).get("/api/analytics");
-
-      expect(analyticsResponse.status).toBe(200);
+  it("returns an empty settlement digest when no paid runs are recorded", async () => {
+    const app = await createPublicApp();
 
-      const { recentUsage, recentTransactions } = analyticsResponse.body;
+    const response = await request(app).get("/api/audit/digest");
 
-      expect(recentUsage).toHaveLength(1);
-      expect(recentUsage[0]).toMatchObject({
-        id: "use_fixture_0001",
-        mode: "search",
-        providerId: "search.basic",
-        paymentStatus: "settled",
-        paymentKind: "settled",
-        asset: "USDC:testnet",
-        traceId: "trace_fixture_0001",
-        createdAt: "2026-06-30T12:00:00.000Z"
-      });
-
-      expect(recentTransactions).toHaveLength(1);
-      expect(recentTransactions[0]).toMatchObject({
-        id: "pay_fixture_0001",
-        providerId: "search.basic",
-        amountUsd: 0.01,
-        evidenceKind: "settled",
-        asset: "USDC:testnet",
-        status: "settled"
-      });
+    expect(response.status).toBe(200);
+    expect(response.body).toMatchObject({
+      totalPaidRuns: 0,
+      totalSettledAmountUsd: 0,
+      settledAmountByAssetNetwork: {},
+      withPaymentEvidence: 0,
+      missingPaymentEvidence: 0,
+      latestPaymentTimestamp: null
     });
+    expect(response.body.generatedAt).toEqual(expect.any(String));
+  });
 
-    it("fixture data is unchanged across multiple insertions into separate stores", async () => {
-      const first = buildPaidQueryFixture();
-      const second = buildPaidQueryFixture();
-
-      expect(first.payment).toEqual(second.payment);
-      expect(first.usage).toEqual(second.usage);
+  it("returns a populated settlement digest for recorded paid runs", async () => {
+    const firstPayment = buildTestPaymentAttempt({
+      id: "pay_001",
+      amountUsd: 1.25,
+      createdAt: "2026-06-21T10:00:00.000Z",
+      transactionHash: "tx_001"
+    });
+    const firstUsage = buildTestUsageEvent({
+      id: "use_001",
+      createdAt: firstPayment.createdAt,
+      paymentStatus: "settled"
     });
 
-    it("demo variant records correct payment markers via fixture overrides", async () => {
-      const { persistPaymentAndUsage } = await import("../lib/persistence.js");
-      await persistPaymentAndUsage(
-        buildPaidQueryFixture({
-          payment: { id: "pay_fixture_demo_01", status: "demo-paid", evidenceKind: "demo", transactionHash: undefined },
-          usage: { id: "use_fixture_demo_01", paymentStatus: "demo-paid", paymentKind: "demo", paymentTxHash: undefined }
-        })
-      );
+    const secondPayment = buildTestPaymentAttempt({
+      id: "pay_002",
+      amountUsd: 0.5,
+      createdAt: "2026-06-21T10:05:00.000Z"
+    });
+    const secondUsage = buildTestUsageEvent({
+      id: "use_002",
+      createdAt: secondPayment.createdAt,
+      paymentStatus: "settled"
+    });
 
-      const app = await createPublicApp();
-      const analyticsResponse = await request(app).get("/api/analytics");
+    await persistPaymentAndUsage({ payment: firstPayment, usage: firstUsage });
+    await persistPaymentAndUsage({ payment: secondPayment, usage: secondUsage });
 
-      expect(analyticsResponse.status).toBe(200);
-      expect(analyticsResponse.body).toMatchObject({
-        totalQueries: 1,
-        demoSpendUsd: 0.01,
-        settledSpendUsd: 0
-      });
+    const app = await createPublicApp();
+    const response = await request(app).get("/api/audit/digest");
 
-      const { recentUsage, recentTransactions } = analyticsResponse.body;
-      expect(recentUsage[0]).toMatchObject({
-        id: "use_fixture_demo_01",
-        paymentStatus: "demo-paid",
-        paymentKind: "demo"
-      });
-      expect(recentTransactions[0]).toMatchObject({
-        id: "pay_fixture_demo_01",
-        status: "demo-paid",
-        evidenceKind: "demo"
-      });
+    expect(response.status).toBe(200);
+    expect(response.body).toMatchObject({
+      totalPaidRuns: 2,
+      totalSettledAmountUsd: 1.75,
+      settledAmountByAssetNetwork: {
+        "stellar:testnet": 1.75
+      },
+      withPaymentEvidence: 1,
+      missingPaymentEvidence: 1,
+      latestPaymentTimestamp: secondPayment.createdAt
     });
+    expect(response.body.generatedAt).toEqual(expect.any(String));
   });
 
   it("returns safe default analytics shape for fresh storage", async () => {
diff --git a/apps/api/src/routes/public.ts b/apps/api/src/routes/public.ts
index 43e9fb4..84a8ad3 100644
--- a/apps/api/src/routes/public.ts
+++ b/apps/api/src/routes/public.ts
@@ -90,3 +90,12 @@ publicRouter.get("/api/analytics", async (req, res, next) => {
     next(error);
   }
 });
+
+publicRouter.get("/api/audit/digest", async (_req, res, next) => {
+  try {
+    const digest = await getSettlementDigest();
+    res.json(digest);
+  } catch (error) {
+    next(error);
+  }
+});
diff --git a/packages/shared/src/schemas.ts b/packages/shared/src/schemas.ts
index c759b39..69b4f98 100644
--- a/packages/shared/src/schemas.ts
+++ b/packages/shared/src/schemas.ts
@@ -116,3 +116,13 @@ export const sponsorshipPreviewResponseSchema = z.object({
   }),
   reason: z.string().optional()
 });
+
+export const settlementDigestSchema = z.object({
+  totalPaidRuns: z.number().int().nonnegative(),
+  totalSettledAmountUsd: z.number().nonnegative(),
+  settledAmountByAssetNetwork: z.record(z.string(), z.number().nonnegative()),
+  withPaymentEvidence: z.number().int().nonnegative(),
+  missingPaymentEvidence: z.number().int().nonnegative(),
+  latestPaymentTimestamp: z.string().datetime({ offset: true }).nullable(),
+  generatedAt: z.string().datetime({ offset: true })
+});